To contact the AWU Media Officer:
0416 426 722
Format: 14/11/2019
Format: 14/11/2019

We’re writing to you because your death and disability insurance is at risk due to proposed new laws currently being debated in Canberra. 

Currently, all industry and sole trader members get insurance automatically when signing up to superannuation with Cbus. A few simple eligibility questions and it’s there. For Sole Trader members income protection insurance is also impacted.

Using the buying power of the Fund, Cbus has been able to negotiate a good deal for its members and their families:
  • Coverage for all occupations in our industry, including working above 10 metres, and other hazardous conditions.
  • Recognition that if you’re injured in construction, you might not be able to get another job elsewhere easily.
  • Fair decisions with good acceptance rates that are accessible.
But new legislation would stop Cbus providing automatic life insurance and TPD cover to certain members when they sign up.
  • Workers who are under 25 years of age or have less than $6000 in their super account, will have to opt-in for insurance with detailed forms and requirements.
  • Many workers when they are eligible for insurance won’t qualify or will have exclusions for pre-existing conditions.
  • Insurance premiums will go up for all members because there will be fewer people covered and a more complicated scheme.
  • Coverage could become less generous, and have some restrictions applied.
Even with active shop stewards and a good employer, risks in construction are higher than many other industries. You work hard and you and your family need protection from these risks in the form of a proper insurance cover at a competitive price, that’s easy to get and is there when you need it.

If the Government wants to make it fairer for people who don’t think they need insurance, they shouldn’t make it harder for people who do need the cover.

This change should not apply to hazardous industries where insurance needs are different.

You can tell your local MP to vote against this legislation or create an exception for hazardous industries by getting in touch with them by phone.

Shearers 2018 awards can be seen here
On 29 June 2018 the AWU applied to the Fair Work Commission for certification of alterations to its rules (other than eligibility rules). The changes concern the maintenance of the AWU’s membership register. The application can be accessed here